Legal
Effective date: October 19, 2026
By accessing or using the website at www.insuredbyisaacfl.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
This Site is operated by Insured By Isaac ("we," "us," or "our").
This Site provides information about the insurance services offered by Isaac Haddad, a licensed insurance agent operating through Haddad Insurance Agency and Apex Insurance Servicez. The Site also provides a callback request form that allows you to request a free policy review.
This Site does not provide insurance quotes, bind coverage, or process payments. All coverage is subject to terms, conditions, eligibility, and availability by state and carrier.
Nothing on this Site constitutes an offer of coverage, a guarantee of savings, or a promise of specific rates or premiums. All insurance products are subject to underwriting approval by the applicable carrier.
Any examples, descriptions of coverage types, or general information provided on this Site are for informational purposes only and do not represent a contract, binder, or policy.
When you submit a callback request or otherwise communicate with us, you agree to provide accurate, current, and complete information. We are not responsible for delays or errors resulting from inaccurate information you provide.
By submitting a callback request form, you consent to being contacted by text message at the phone number you provide. This contact will be solely for the purpose of discussing your insurance needs as requested. You may withdraw this consent at any time by notifying us.
Standard messaging rates may apply depending on your carrier and plan.
All content on this Site — including text, layout, and design — is the property of Insured By Isaac or is used with permission. You may not copy, reproduce, distribute, or create derivative works from any content on this Site without our written permission.
Photographs used on this Site are sourced under Creative Commons BY licenses. See individual source pages for photographer attribution.
This Site may contain links to third-party websites (such as social media profiles). We are not responsible for the content, privacy practices, or terms of any third-party sites. Visiting those sites is at your own risk.
To the fullest extent permitted by law, Insured By Isaac and its agents, employees, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Site.
This Site is provided "as is" and "as available" without warranties of any kind, either express or implied.
You agree to indemnify and hold harmless Insured By Isaac, Isaac Haddad, and their respective affiliates from any claims, damages, losses, or expenses arising from your use of this Site or your violation of these Terms.
These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts of Florida.
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the updated terms.
If you have questions about these Terms of Use, contact us at:
Insured By Isaac
PO BOX 1289, Ruskin, FL 33575
(813) 402-8805